Privacy Policy
Privacy Policy
Effective Date: 10-12-2025
App Name: Payday Loan – EMI Calculator
Contact Email: sandipsahani779@gmail.com
1. Introduction
Payday Loan – EMI Calculator (“we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect information when you use our mobile application (“App”).
By using the App, you agree to the practices described in this Privacy Policy.
2. Information We Collect
a. Personal Information
We do not collect personally identifiable information such as your name, phone number, or email address.
b. Usage & Device Information
The App may collect non-personal data such as:
Device model, type, and OS version
IP address
App usage statistics
Advertising ID
Crash and performance reports
This information helps us improve app stability and functionality.
c. Analytics Data
We use tools such as Firebase Analytics to understand how users interact with the App, including:
Feature usage
Session duration
User behavior trends
This data is aggregated and does not identify individual users.
3. Advertising & Monetization
a. Google AdMob
We display ads through Google AdMob, which may collect data like:
Device information
Approximate location
Ad interactions
Interest categories
Refer to Google’s Privacy Policy for details.
b. Facebook Ads (If Used)
If the App includes Facebook Audience Network, Facebook may collect data for ad personalization.
Check Facebook’s Data Policy for more information.
4. How We Use Your Information
We use collected information to:
Improve app performance
Deliver relevant ads
Analyze usage trends
Prevent fraud or misuse
Enhance user experience
5. Data Sharing & Disclosure
We do not sell or share personal data.
We only share non-personal data with:
Third-party service providers (e.g., Google AdMob, Firebase)
Legal authorities if required
To protect user safety and app integrity
6. Third-Party Services
The App may use external services including but not limited to:
Google AdMob
Firebase Analytics
Facebook Audience Network
These services have their own privacy practices. We recommend reviewing their privacy policies.
7. Children’s Privacy
The App is not intended for children under 13.
We do not knowingly collect data from children.
If you believe we have unintentionally collected such data, contact us immediately.
8. Your Choices & Controls
You may:
Opt out of personalized ads using device settings (Ads → Opt out of Ads Personalization)
Uninstall the App to stop data collection entirely
9. Data Security
We implement reasonable security measures to safeguard data.
However, no method of transmission or storage is completely secure.
10. Updates to This Policy
We may update this Privacy Policy periodically.
Changes will be reflected by the “Effective Date” above.
Continued use of the App means you accept the updated terms.
11. Contact Us
For questions or concerns regarding this Privacy Policy, contact us at:
📧 sandipsahani779@gmail.com